What are the inclusions of student travel policy?
The following are the inclusions of student travel insurance policy
1. Emergency medical expenses
If there’s a medical emergency, then the student travel insurance will come to rescue and will cover for the medical expenses and care.
2. Emergency dental expenses
The dental treatment in some of the foreign countries can put you out of pocket. If you get in an accident and require emergency dental care then you can rely on your student travel insurance.
3. Medical evacuation
If you need to go to the hospital in an emergency then your student travel insurance will also take care of medical evacuation expenses.
4. Hospital daily cash allowance
There are a lot of petty expenses that can eat your trip money. If you get hospitalised the medical expenses will be covered but you will also get hospital daily cash allowance to take care of petty expenses.
5. Medical & Body Repatriation
If the insured dies on the trip then the expenses to bring the mortal remains to the home country is covered in the student travel insurance.
6. Permanent Disablement
If an accident on your trip causes permanent disability then the student travel insurance will pay out lump-sum compensation.
7. Accidental death
If an accident on the trip is fatal then the insured nominee or family will receive lump-sum compensation from the insurance company.
Baggage Related Coverage
1. Loss of checked-in baggage
It is not uncommon for airlines to lose the checked-in baggage. Hundreds and thousands of baggage are lost everywhere. You can also fall the victim to this blunder. With individual travel insurance if the insured loses the check-in baggage then the insurance takes care of the replacement of items lost.
2. Delay of checked-in baggage
If there is a delay in getting the baggage to you then the insurance will reimburse you for the essential required till the time you get your baggage. This will ensure that you start your classes with the help of emergency fund provided in your student travel insurance policy
Stay Related Coverage
1. Personal liability
If an accident causes damage to the third party then the student travel insurance will compensate for the same and keep you away from getting into any legal trouble.
2. Bail Bond
If the insured student is arrested or gets into a legal problem then the student travel insurance policy will help out paying the bail bond money.
If the insured gets hospitalised for a long period and can’t attend the course then the insurance company will refund the tuition fees.
4. Sponsor Protection
If you sponsor dies unexpectedly then the insurance company will pay the tuition fees on his or her behalf.