Health insurance plans for family covers all the expenses like in-patient hospitalization, post-hospitalization, health check-ups, any emergency ambulance services, and many more. Below is the list of details which specifies the list of inclusions in case of Family Health Plans:
Family Health plans cover treatment costs for day care facilities where the patient need not be in the hospital for more than 24 hours. The example of Health Plan treatment includes cataract, in which the treatment could be provided in a few hours.
Health Insurance Plans for family covering In-patient hospitalization cost:
This includes all the medical expenses incurred because of hospitalization. If the family member of the insured gets hospitalized for more than 24 hours, it will be the responsibility of the health insurance company to pay for the medical bills.
Health Insurance Plans for family covering Pre-hospitalization Cost:
If there are any medical expenses before the hospitalization process, including X-ray, MRI, blood test, sonography, urine test, etc., then all this expense shall be covered under the Family Health plan.
Health Insurance Plans for family covering Post-hospitalization cost:
If there are any medical expenses caused after discharging patients which can include medicines or any sort of medical test performed, etc. then such can be covered by the Family Health plan.